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Our banking sector is the envy of the world, in part because it has community banks, mid-sized banks and large and regional banks and they each play a really important role in our financial ecosystem. We want to improve the policy circumstances for all of these banks.
There’s regulatory reform to get legislation tailored — to get it right — that we would like to achieve. I've talked to CEOs of banks of all sizes, and there’s definitely an understanding that some of the smaller banks have been caught up in the policy response in a way that they were not intended to.
Borrowers in all parts of the nation will benefit from this legislation, ensuring that the transition to new rules proceeds without concerns over technical difficulties constraining credit or slowing the settlement process.