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Wednesday, June 13, 2012

CFPB Mortgage Disclosure Hearing

The House Financial Services Committee has announced it will be holding a hearing on June 20 at 1:30 p.m. entitled “Mortgage Disclosures: How Do We Cut Red Tape for Consumers and Small Businesses?”

The HFS Subcommittee on Insurance, Housing, and Community Opportunity will investigate the CFPB’s attempts to combine residential mortgage disclosures, a requirement of the Dodd-Frank Act.

The CFPB has proposed combing the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) disclosure forms. The Dodd-Frank Act requires the CFPB to issue proposed rules with the new forms by July 21 and a final rule by January 1, 2013.

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