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Thursday, December 20, 2012

CFPB Requests Comments Regarding CARD Act

The CFPB has requested comments regarding the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act).

In addition the CFPB has requested information about a number of aspects of the consumer credit card market, including;
  • terms of credit card agreements and the practices of credit card issuers; 
  • the effectiveness of disclosure of terms, fees, and other expenses of credit card plans; 
  • the adequacy of protections against unfair or deceptive acts or practices relating to credit card plans; 
  • whether implementation of the CARD Act has affected the cost and availability of credit, and; 
  • whether the CARD Act affected the use of risk-based pricing.
Comments will be due 60 days after publication in the Federal Register.
Read more.

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