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Wednesday, September 25, 2013

CFPB Issues Quick Reference Chart on Small Creditors

The CFPB issued a quick reference chart to help bankers understand whether their institutions qualify as small creditors under the Qualified Mortgage standards. The two-page flowchart walks bankers through the QM guidelines, covering loan features, balloon payments, underwriting, points and fees, risk retention and compliance presumption.

View the chart.

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