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Friday, December 13, 2013

Statement on Qualified and Non-Qualified Mortgage

Regulatory agencies issued a statement to clarify safety-and-soundness expectations and Community Reinvestment Act (CRA) considerations related to Qualified Mortgage loans and non-Qualified Mortgage loans.

The statement is intended to guide institutions as they assess the implementation of the CFPB's Ability-to-Repay and QM Standards Rule, which takes effect January 10, 2014.

Read more.

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