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Thursday, January 2, 2014

CFPB Releases Rural and Underserved County List for 2011

The CFPB released a new list of rural and underserved counties. The list was released following a final rule in September that made it easier for certain small creditors to continue qualifying for an exemption from a requirement to maintain escrows on certain higher-priced mortgage loans. Creditors will be able to qualify for the exemption in 2014 if they operated predominantly in rural and underserved areas in 2011, 2012 or 2013.

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