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Monday, January 13, 2014

CFPB Revises Mandatory Consumer Publications

The CFPB issued updated versions of three publications that lenders are required to give to consumers under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).

The publications cover home equity lines of credit, adjustable-rate mortgages and settlement costs and should be given to consumers in connection with applying for the given product or service. Lenders may exhaust their current supply of printed publications but must use the new versions when they reprint them.

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