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Monday, March 31, 2014

CFPB Releases TILA-RESPA Guide

The CFPB has released the Small Entity Compliance Guide for the TILA-RESPA Integrated Disclosure Rule. The guide is designed to help consumers determine their federal mortgage disclosure compliance obligations and to provide a resource for settlement service providers, software providers, secondary market participants and other firms that serve as business partners to creditors. The CFPB is also providing integrated loan disclosure forms and samples.

The rule, which takes effect August 1, 2015, merges the TILA and RESPA-mandated disclosures into two forms: the Loan Estimate and the Closing Disclosure.

Read more.

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