- Portfolio lending. This alert urges support for H.R. 2673, which would deem all loans held in portfolio as Qualified Mortgages.
- Mortgage relief. This alert urges support for H.R. 4521, which would exempt lenders with less than $10 billion in assets from the Dodd-Frank Act's escrow requirements and servicers handling fewer than 20,000 loans from the servicing rule.
- Regulatory clarity. This alert urges support for H.R. 4466, which would require regulators to review and reconcile conflicting regulations before finalizing rulemakings.
ABA EVP James Ballentine said:
ABA and the state associations worked together to move these bills, which are our best shot for meaningful regulatory reform this year. But to get them to a vote on the House floor, we need bankers to write their members of Congress and send a powerful grassroots message.
Bankers can click on the links above to use ABA’s automated system to send customized letters.