[Bankers are] looking for ideas for hedging against interest rate risk that regulators won’t frown upon, for instance, and suggestions for competing on loans when margins are razor thin and the credit union across the street has a 30% pricing advantage. They want to grow. They want to deliver on their promises to customers and shareholders alike. They want to succeed.
Bankers at the meeting were encouraged by an improved tone in recent exams, but they need more, Walika explained. “Washington should not misread bankers' can-do spirit as a reason to stop trying to help.”
Read Topic A.