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Tuesday, May 6, 2014

CFPB Releases Fair Lending Report

The CFPB has released its 2014 Fair Lending Report to Congress. In the report, the bureau describes how they use research, supervision, enforcement, consumer education and outreach, rulemaking and interagency engagement to ensure that consumers have fair, equitable and nondiscriminatory access to credit. Some tools the CFPB has released since its last Fair Lending Report include its Home Mortgage Disclosure Act Database, allowing the public to study trends in the mortgage market, as well as two fair lending bulletins.

In this year’s report, the CFPB outlined their work in fair lending into their four initiatives: risk-based prioritization and the fair lending toolkit; addressing fair lending risk; promoting fair lending compliance, education and dialogue; and interagency engagement.

Read the report.

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