The Bureau will use and interpret the terms “spouse,” “marriage,” “married,” “husband,” “wife” and other similar terms related to family or marital status in statutes, regulations and policies administered, enforced or interpreted by the CFPB to include same-sex marriages and married same-sex spouses. This policy applies to:
- Equal Credit Opportunity Act (ECOA) and Regulation B
- Fair Debt Collection Practices Act (FDCPA)
- Interstate Land Sales Full Disclosure Act (ILSA) and Regulation J
- Truth in Lending Act (TILA) and Regulation Z
Read the memorandum.