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Tuesday, September 23, 2014

2013 HMDA Data Available

The Federal Financial Institutions Examination Council (FFIEC) announced the availability of data on mortgage lending transactions at 7,190 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions and mortgage companies. The HMDA data cover 2013 lending activity, and include applications, originations, purchases and sales of loans, denials and other actions related to applications.

The HMDA data show the disposition of loan applications and include information on:
  • loan amount
  • loan type (such as conventional, Federal Housing Administration (FHA) or Veterans Administration (VA))
  • purpose (home purchase, home improvement, or refinancing)
  • property type (one- to four-family, multifamily, or manufactured housing)
  • property location (MSA, state, county, and census tract)
  • applicant characteristics (race, ethnicity, sex, and income)
  • pricing-related data.
Read more.
Access the data.

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