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Wednesday, March 18, 2015

CFPB Launches New Review of Credit Card Market

As part of its responsibilities under the Credit CARD Act, the CFPB requested public comments on how the credit card market and consumer protections are functioning.

The latest review cycle will cover terms of card agreements, issuer practices, disclosures of terms and fees, protections against UDAPs, the cost of credit, consumer understanding of rewards products, grace periods, add-on products, debt collection, ability-to-pay assessments and more.

Comments are due 60 days after the request is published in the Federal Register.

Read the request for comment.

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