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Wednesday, September 16, 2015

CFPB Releases Updated TILA-RESPA Guidance

The CFPB has released supervisory publications that are updated to include the new, October 3, 2015 effective date for the Know Before You Owe mortgage disclosure rule that integrates mortgage loan disclosures required under the Truth in Lending Act (TILA) and sections 4 and 5 of the Real Estate Settlement Procedures Act (RESPA). The updated guides are meant to help financial institutions and industry participants evaluate their readiness for complying with the mortgage rule changes.

Read the Readiness Guide.
Read the latest Examination Procedures.

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