The
federal banking agencies updated their rulemaking agendas for the
remainder of 2017 and into 2018. The agendas are current as of this past spring
and include certain information that is out of date.
According to the schedules, the CFPB expects to
issue a final rule on reconciling race and ethnicity data collection under
Regulations B and C in October and to issue a notice of proposed rulemaking on
third-party debt collection around September and to complete its review of
comments on its small-dollar lending proposal this summer. The agenda also
indicates that the CFPB is in the "pre-rule activities" stage on
overdrafts and business lending data.
The Financial Crimes Enforcement Network expects to issue an advanced notice of
proposed rulemaking this month to collect information on businesses and
professions involved in real estate closings to determine if they should be
subject to requirements under the Bank Secrecy Act. The Federal Reserve, FDIC,
and OCC are considering rulemaking to update Community Reinvestment Act
regulations. The banking agencies expect to issue a final rule in December to
implement the Biggert-Waters Act provisions on private flood insurance.
View the agendas.
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